A bankruptcy attorney filing a petition for bankruptcy

Chapter 7 & Chapter 13 Bankruptcy Attorneys

You've found yourself in debt.  Although there are typically a wide variety of solutions available that might help you improve your financial situation (debt consolidation, real estate refinancing, negotiating debts, credit counseling, etc.), most people find these solutions to be difficult to navigate, contradictory to their purpose, and confusing.  We are here to assist you in navigating the process with hopes of achieving debt relief, a place of financial stability for you, your family, or business.

“Running into debt isn’t so bad.
It’s running into creditors that hurts.”

For most, the bankruptcy process is not something they would choose to be a part of.  On one hand, bankruptcy law can be confusing...the entire filing process can be stressful, embarrassing, and overwhelming...on the other hand, Bankruptcy provides the ability to clear problematic debt and regain a better financial footing while looking towards the future.

At the law firm of Otto & Steiner, we know that bankruptcy can be a very personal subject to our clients.  Whether the bank is threatening to repossess your vehicle, a lender would like to foreclose your home, or a creditor is threatening to garnish your wages, we take a very respectful, non-judgmental stance when working through the issues.  Our staff will take the time to respond to your questions, explain bankruptcy law and its process in terms you can understand, and offer advice that best suits your situation so that you can make the best decisions possible.

We provide experienced, non-critical, non-judgemental bankruptcy consultation.  We are quick to respond to our client's needs, and can accomplish this at an affordable rate.


Why Hire a Debt Lawyer to File Bankruptcy?

Bankruptcy is designed to allow for a fresh, clean start by eliminating overwhelming debt that is (generally) not able to be paid/resolved.  Bankruptcy has the ability to prevent repossession and foreclosure - often times allowing clients the continued use of their vehicles/homes for an extended period.  Bankruptcy also has the ability to stop the embarrassing and intrusive phone calls and letters from creditors and collection agencies which often provides well-deserved relief.  Our experienced bankruptcy lawyers can provide the legal know-how so that you can rest easy, and avoid all of the "side-effects" of living in debt.


We Can Help You

We are en experienced law firm. We can help you through the wide variety of bankruptcy options, including:

  • Chapter 7
  • Chapter 11
  • Chapter 13
  • Workout Agreements
  • Forbearance Agreements
  • Debt Settlement/Negotiations

Proudly Serving Western Wisconsin

Serving Eau Claire, Chippewa Falls, and Menomonie and surrounding communities

We are pleased to serve clients throughout Western Wisconsin, including the following counties: Eau Claire, Chippewa, Dunn, Polk, Pepin, Buffalo, Barron, Clark, Jackson, Pierce, Rusk, and Trempealeau.

Client Testimonials

“I hired Mrs. Otto in regards to obtaining custody of my two children. She made the best of an unfortunate situation and understood my need to put the well-being of my children first. Her extensive knowledge of family law eased my anxiety about the tough legal process ahead! Her experience in the courtroom gave me confidence that we would be successful. Mrs. Otto gave me clear advice about how to proceed with my case without using confusing legalese. Thanks to her council, I am now happy to have placement and custody of my son and daughter. I can rest better at night knowing that their needs are needs are being met.  I thank Mrs. Otto for being my best asset in my fight for them!!!! You're the best!!!!”  2013 Family Client

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